Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Todd Kolb

President, Retirement Income Advisors

Todd Kolb is a business savvy entrepreneur with over 30 years’ experience in insurance, tax, public accounting, sales and business ownership. He specializes in retirement income and providing solutions that look at retirement in its entirety: how can you maximize your income opportunities and distributions while minimizing federal income taxes? Using sound financial principles, Todd has a no-fluff approach to helping clients meet their financial goals. His well-rounded, unique background allows him to see the big picture and provide strategic solutions not commonly known.

After graduating with a marketing degree from Syracuse University (Go Orange!), he began his career at Price Waterhouse Coopers (PWC) in audit and followed that up with 20 years in sales and sales management in the corporate world. Todd was recognized as a top sales producer as well as a top sales leader, receiving numerous awards over the years. After experiencing bankruptcies with two different companies, he decided to strike out on his own to start and run a software company that specialized in mobile web design. After exiting from that venture, he has been helping clients with their retirement needs ever since. Todd grew up in the Boston area and, as such, is an avid Patriots, Red Sox, Celtics, and Bruins fan. Mostly, though, he is an avid fan of his family that includes his wife, LeAnne, and their children, Caroline, Grace and Jack (not trying to copy the Kennedy family!) In his free time Todd likes to play golf, go to live concerts and sporting events, watch his favorite Boston pro sports teams, and spend time in Coeur d’Alene, Idaho.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.